Public Bank Has The Function Information Technology Essay

Public Bank Has The Function Information Technology Essay Public Bank has the function of the mobile banking. Mobile banking is users can perform the services of banking but is through the cell phone or mobile phone. Mobile banking is also known as the M-banking, or SMS Banking. The mobile phone or the Personal Digital Assistant (PDA) can be used as the devices for mobile banking. Mobile banking can be used with the mobile phone or even with the PDA. With the mobile banking user can used all mobile banking functions with convenient without going to the bank for these services. But, how many services that are provided is all depends on the bank itself .Now, the user just need to have a mobile phone with the function for the midlet services need to have the Java and mobile information device profile(MID)P 2.0, with general packet radio service(GPRS) or third generation of mobile telephony(3G) access. While for the Wireless Application Protocol (WAP) services then need to have the browser and WAP 2.0 with GPRS or 3G access then can use the fun ction of mobile banking. Users can use this mobile banking no matter at where with the condition that has the mobile phone has this function. Those users for the mobile banking will be the business man because they will be busy for their work so it is much more convenient if they can just do their payment and other services through the mobile banking. Besides that, the user also can be teenagers it is because nowadays those teenagers do not have much patient to go for banks to lining up for the payment so they will choose the mobile banking. For those user who want to apply for the PB mobile banking system, they must be the existing internet banking customer .Not only users personal can apply for this services, company also can apply for this services but they need to be the existing corporate e-banking customer and have to go to their Account Branch to register for the PB Mobile Banking services. Users who wish to register for the PB Mobile Banking services can follow the steps which are as follow: There are many services which are available in the PB mobile banking service .For the individual customers, they can use it for account inquiry which can perform inquiry for the account balance whether there are enough credit or not and those inquiries can be anytime whether is pass record or current records or some specific transaction. It also can obtain the pages that enable users view all the details regarding the bank account, make payments, outlook tax forms, and complex a payment plan. Not only that, for the PB customers also can do payments such as registered bill payment ,card payment for themselves, card payment registered for the third party accounts and the loan payment for own and for the registered third party accounts. Now you can just pay it through the mobile banking service and no need go to the bank for these payments. Transaction history is for transactions done earlier and the payment history that included deposit, loan/financing, credit/debit card .The users can view back their current balances and the transaction before that .Users can choose to view the transaction items by date range or by account which are current monthà ¢Ã¢â€š ¬Ã¢â€ž ¢s or previous monthà ¢Ã¢â€š ¬Ã¢â€ž ¢s transaction history. If they forget keep record for the month then they can find it back through the payment history so they do not need to worry about it. Besides that, PB it also have the services of funds transfer. Customers can transfer their funds between members of them but they need to own an account before doing that. They also need to registered 3rd party accounts and registered the interbank GIRO. Users can easily transfer their money between users of the same banks or they even also can transfer their money to the other banks. Not only that, for the PB customers also can do payments such as registered bill payment ,card payment for themselves, card payment registered for the third party accounts and the loan payment for own and for the registered third party accounts. Now you can just pay it through the mobile banking service and no need go to the bank for these payments. PB individual users also can do investments with the registered account .After the users decide which to invest in they can pay through the mobile phone. PB also provide for the cheque management, with this users can also request cheque book, stop cheque and check status inquiry. There are so many benefits of using PB mobile banking. Firstly is that it help to save time for the users .Nowadays most citizens are busy with their job, they do not have sufficient time to go to the bank just for those payment but now with this services they can just use the mobile phone and just press a few buttons then the transactions will be done. So you do not even have to go to the bank and queue up. Besides that, this PB services is easy to use. Nowadays almost all people own a mobile phone and the users mostly will be familiar with all the functions .Mobile banking services is easy to use you just need to press a few buttons and follow whatever instruction that is provided and save the transactions made then the transaction is consider success fully executed. Next is that the PB mobile banking services can help users reduce cost. PB provides this facility at the lower costs if compared to conventional banking itself. Users using this service can save a lot of money for the long period. There are few disadvantages also if using the mobile banking services. Firstly is that the security of using the services. While using this services may be will have such viruses that hack the phone and try to get the users important information and it will may not immune. This will strongly harm the user and may cause them lost their important data or information like password, money and others. Sometimes the user can also be susceptible to a phishing-like scam called à ¢Ã¢â€š ¬Ã…“SMiShingà ¢Ã¢â€š ¬Ã‚ . This is happened when the user receives a fake text message that request for the accounts details. Next disadvantages of using PB mobile banking services that are the compability of the mobile phone. Not all type of mobile phone is suitable for mobile banking services; this service requires some important function to access in the services. Although some mobile phone has the capacity to browse the internet through mobile phone but the phone cannot support the anti- virus inside. PB mobile banking services have so many functions and benefits and also disadvantages. So consumers should fully utilize this type of convenient because it really helps a lot but also need to think how to protect their self.

Gwen Harwood: Changing Of The Self Essay -- essays research papers

In Gwen Harwood’s poetry, the changes in an individual’s perspective and attitudes towards situations, surroundings and, therefore transformations in themselves, are brought on by external influences, usually in the form of a person or an event. These changes are either results of a dramatic realisation, as seen with shattering of a child’s hopes in The Glass Jar, or a melancholy and gradual process, where a series of not so obvious discoveries produces similar reformation. An example of the later case would be Nightfall, the second section of Father and Child, where the persona refers to her forty years of life causing â€Å"maturation†. For the most part these changes are not narrated directly but are represented by using dynamic language techniques to illustrate constant change in the universe of the poem. One of the significant aspects of â€Å"changing self† covered in Harwood’s poems is the process in which, a child’s innocent mind, like a blank page, is inked and tainted by some experience. Their hopes, dreams, beliefs, founded on their naive perspective of life, and the way the young restyle themselves consciously or subconsciously as they make new discoveries are all explored. In the poem The Glass Jar we witness the heart-wrenching episode in a little boy’s life, where he is made to discover a distressing reality. Putting his faith first in a monstrance and then in his own mother, he finds himself being betrayed by both. With the many allusions to nature (for example the personification of the sun and references to animals and woods and so on) Gwen Harwood constructs a dynamic backdrop which allow the responder to dwell on the subtle shifts in the child’s personality. The setting is the terrain of nightmares and dreams, where conscious will is suppressed and the reigns are handed to the subconscious mind. By making subtle changes in the ways dreams are portrayed, she shows us that the boy has been changed by his experiences. Before â€Å"the betrayals† the dreams are quite indefinite, relying on incomplete images of pincers, claws and fangs to represent the horror. The lines, â€Å"His sidelong violence summoned/ fiends whose mosaic vision saw/ his heart entire† are literal indications of his incapability to comprehend what is happening to him. Then he wakes and attempts to seek comfort from the monstrance. His hopes for a miracle, brought on by his innocence, ... ... its mysteries. References to time and transience fill these verses. Intervening with the many allusions to nature we see constant movement and change; â€Å"since there is no more to taste†¦ Father we pick our last / fruits of the temporal.† But this time the approach is less seeking, more slow and uncommitted, reflecting the calmness and control acquired by experience. More than death itself, Harwood’s poetry shows how many people fail to accept death. Their belief in immortality and fear of the end is also potrayed in Nightfall. Although when the subject of the poem is death, the words describe life, as if reluctant to face up to reality. The images are of suburbs, lights, birds and trees. Even with so many experiences, many of us will forever be ignorant seems to be the truth ringing perpetually though Harwood’s verses. As we can gather from the examples, Gwen Harwood uses language to create dynamic backgrounds and images to subtly delineate the changes experienced by the persona in the poems. Sometimes the characters themselves are not aware of these changes but the readers are able to appreciate them with the aid of skill Harwood posses in using language to such great measures. Gwen Harwood: Changing Of The Self Essay -- essays research papers In Gwen Harwood’s poetry, the changes in an individual’s perspective and attitudes towards situations, surroundings and, therefore transformations in themselves, are brought on by external influences, usually in the form of a person or an event. These changes are either results of a dramatic realisation, as seen with shattering of a child’s hopes in The Glass Jar, or a melancholy and gradual process, where a series of not so obvious discoveries produces similar reformation. An example of the later case would be Nightfall, the second section of Father and Child, where the persona refers to her forty years of life causing â€Å"maturation†. For the most part these changes are not narrated directly but are represented by using dynamic language techniques to illustrate constant change in the universe of the poem. One of the significant aspects of â€Å"changing self† covered in Harwood’s poems is the process in which, a child’s innocent mind, like a blank page, is inked and tainted by some experience. Their hopes, dreams, beliefs, founded on their naive perspective of life, and the way the young restyle themselves consciously or subconsciously as they make new discoveries are all explored. In the poem The Glass Jar we witness the heart-wrenching episode in a little boy’s life, where he is made to discover a distressing reality. Putting his faith first in a monstrance and then in his own mother, he finds himself being betrayed by both. With the many allusions to nature (for example the personification of the sun and references to animals and woods and so on) Gwen Harwood constructs a dynamic backdrop which allow the responder to dwell on the subtle shifts in the child’s personality. The setting is the terrain of nightmares and dreams, where conscious will is suppressed and the reigns are handed to the subconscious mind. By making subtle changes in the ways dreams are portrayed, she shows us that the boy has been changed by his experiences. Before â€Å"the betrayals† the dreams are quite indefinite, relying on incomplete images of pincers, claws and fangs to represent the horror. The lines, â€Å"His sidelong violence summoned/ fiends whose mosaic vision saw/ his heart entire† are literal indications of his incapability to comprehend what is happening to him. Then he wakes and attempts to seek comfort from the monstrance. His hopes for a miracle, brought on by his innocence, ... ... its mysteries. References to time and transience fill these verses. Intervening with the many allusions to nature we see constant movement and change; â€Å"since there is no more to taste†¦ Father we pick our last / fruits of the temporal.† But this time the approach is less seeking, more slow and uncommitted, reflecting the calmness and control acquired by experience. More than death itself, Harwood’s poetry shows how many people fail to accept death. Their belief in immortality and fear of the end is also potrayed in Nightfall. Although when the subject of the poem is death, the words describe life, as if reluctant to face up to reality. The images are of suburbs, lights, birds and trees. Even with so many experiences, many of us will forever be ignorant seems to be the truth ringing perpetually though Harwood’s verses. As we can gather from the examples, Gwen Harwood uses language to create dynamic backgrounds and images to subtly delineate the changes experienced by the persona in the poems. Sometimes the characters themselves are not aware of these changes but the readers are able to appreciate them with the aid of skill Harwood posses in using language to such great measures.

Discuss in Scholarly Detail the Benefits and Risks Associated with Strategic Management Essay

Strategic management allows organizations to be more proactive than reactive and to initiate and influence internal and external activities to gain control over its own destiny. It allows executives at all levels to participate in analyzing a firm’s current practices in order to formulate and implement shorter and longer term strategies for growth and development. Historically, this participative approach has produced better results. Another benefit of strategic management has been to formulate better strategies through the use of the more systematic and proven methodologies. Organizations of all sizes have recognized and realized the benefits of strategic management. While financial benefits include increased sales, profitability and productivity, non-Financial benefits include, better understanding of competitor’s strategies and reduced resistance to change across the organization. Strategic planning with risk awareness has always been difficult. According to Rick Funston & Bob Ruprecht (http://bpmmag.net), Success demands excellent risk management as a core competency. Risk intelligence enables an organization to respond to rapidly changing circumstances with greater agility and resilience. Risk handled well becomes a source of competitive advantage; handled poorly it can severely hamper a company’s prospects. The greater the risk, the less complacent organization can afford to be. More often executives who are responsible for strategic planning lack an integrated view of risk due to the unavailability of business intelligence when needed. Many organizations fail to consider a range of time horizons when incorporating risk considerations into the planning process resulting in uncertainty down the chain-of-command with each expanding time horizon. Unavailability of an integrated decision-support framework that links key performance metrics with business and risk intelligence multiplies the risks exponentially.

Romeo And Juliet Personal Evaluation Essay - 1441 Words

There are interesting thematic overlaps between my learning objectives and school site. Ultimately, I’m asking students to understand the motivations of characters who live in conflicting communities. Like some of the characters in Romeo and Juliet, my students traverse the social lines of many communities on a daily basis as they travel to school, interact with students and teachers, participate in extracurriculars, and return to their families. Students need to manage â€Å"transitions between various social settings†¦ [and] employ cultural knowledge acquired from their family, peer, and school worlds in social settings and contexts† (Phelan, Davidson, Cao: Students’ Multiple Worlds, 1991). Many researchers, including this study by†¦show more content†¦classes. Many of the students are Spanish speakers and learned English as their second language. Because of this I have made a strong effort to allow students to receive directions and instruct ion through multiple learning avenues. Every assignment in this learning segment will be presented verbally by either me or through a student who will be asked to read the directions. The directions will also be projected onto front of the class, and students will also be given either a physical or digital handout that has the directions and instruction written for them. This allows students to process visually or orally and gives them the opportunity to read through the directions if they need additional time to process what is being asked of them. This process is an extension of Cummins (1984) who defines secondary language acquisition through Basic Interpersonal Communicative Skills (BICS) and Cognitive Academic Language Proficiency (CALP). While many of my students have been reclassified and appear to have strong BICS, they have a difficult time with the less common and more complex CALP language that is required to be successful in school. By giving written and oral instruction s, students are able to develop an increased understanding of new vocabulary and content while also having the ability to refer back to the instructions at a latter point if theyShow MoreRelated Subverting the Conventional: Combining Genre in Kellys Donnie Darko6339 Words   |  26 Pagescan be the equivalent of conscious reference to tradition in the other arts-the invocation of past works that has been so important a part of the history of literature, drama, and painting† (616). The film Shakespeare in Love cleverly adapts Romeo and Juliet by paying homage to the great playwright and Elizabethan England. The movie uses many of the narrative techniques that Shakespeare penned, such as cross-dressing and mistaken identities, and infuses the life of Shakespeare into his most belovedRead MoreLanguage of Advertising20371 Words   |  82 Pagesmust and continuous. Mass production requires mass consumption which in turn requires advertising to the mass market through the mass m edia. Advertising is not easily defined, though many people have tried. Narrowly, it means a paid form of non-personal communication that is transmitted through mass media such as television, radio, newspapers, magazines, direct mail, public transport vehicles, outdoor displays and also the Internet, which aims to persuade, inform, or sell. It flourishes mainly in